Financing

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Financing Lingo
“Payment Factor” this is how the estimated monthly payments are calculated. As an example, if your payment factor is 1.32% and you borrow $10k your payment would be $132/month.

“Interest Rate” is what the banks charge for the loan. Also known as APR or Annual Percentage Rate. Most loans range from 0% to 9.99%.

AIR4U Financing Options

Option 1: 0% If Paid Within 12-Months
The most popular home improvement loan we offer is our 0% if paid with 12-months option. This is especially popular for AC Repair or Upgrades like Indoor Air Quality Electronic Filtration or UV Air Sanitizers.
If you pay the balance within 12-months there is 0% Interest. If the loan goes past 12-months it simply rolls over into an affordable 108 Month loan at 9.99%.
Payment Factor is 1.41%
Click Here to Submit your application and get started today!

Option 2: 9.99% for 120-Months
This is our 2nd most popular financing option, used mostly for New AC Unit installation projects.
Payment Factor is 1.32%
Click Here to Submit your application and get started today!

Option 3: 9.99% for 180-Months
This option offers the lowest monthly payment.
Payment Factor is 1.07%
Click Here to Submit your application and get started today!

AIR4U offers excellent financing options and home improvement loans! We are an authorized partner of GreenSky, the industries largest home improvement lender.

Loans from 0%

It’s easy to get approved for a home improvement loan! We offer a variety of options starting with 0% interest for 12-months. Financing options allow AC Repair or buying a New AC Unit to be much more affordable. If you have any questions, just us or use our contact form below.

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A few reasons to pick AIR4U

HVAC is Critical in Arizona

Air Conditioning Companies are one of the largest industries in town, there are tons of them and that’s still not enough to keep up with the demand during our hot summer season. AIR4U offers a VIP Service Agreement called Care4U, it’s just $9.95/mo and includes spring & summer maintenance tune up, fall & winter maintenance tune up, guaranteed service repair response times, discounts and other benefits. AC Repair is not something you want to deal with last minute! Calling around town trying to find an AC Company that has available technicians in a reasonable amount of time when it’s 100+ degrees? Be prepared, get regular tune ups, know for sure that you have a guaranteed response time, fair prices and trustworthy background checked technicians in your home.

Fast Service

Affordable

Thorough

Easy • No Hassle

Confidence

AIR4U is a locally owned HVAC contractor, fully licensed, Bonded and Insured to operate in Arizona. Our industry certifications and professionalism allow our clients to feel safe and confident that their home, family and comfort will be in good hands all year long.

Client Testimonials

“AIR4U treated my family and my home great, they installed a new heat pump pack unit, sealed up some leaky ducts and blew insulation in my attic crawl space, huge difference on my electric bills! They did really great work, I would recommend them!”

Domingo M

“Our Technician Brandon suggested an electronic filter and a UV air purifier to help us control allergies, we trust him so we tried it and boy does it work! AIR4U always treated our family great, they work with my parents and a few of our neighbors as well, great bunch of people!”

Gina M

“I use AIR4U for my home and business AC systems, they recently installed several ductless mini split systems in our office, great quality work and as they said our electric bills went down dramatically! These systems will probably pay for themselves in a year or two!”